Depending on your specific insurance contract, the deadline on handling your homeowners claim can range from as little as 30 days to 2 years. In most cases you have 1 year to notify the insurance company of storm damage to your home after the day the damage occurs. Past the specified deadline and they could deny coverage.
Some homeowners believe that simply opening the claim is good enough to stop the insurance companies clock. However, even if you open a claim within the required time frame, and collect an initial payment, but do not have your roof replaced or damage repaired within the specified time frame they could deny paying additional monies owed.
In some cases insurance companies will grant extensions to completing the work if you are actively working with a contractor.
This is why it is absolutely essential to address your homeowners claim as quickly as possible. New Covenant Construction has a team of insurance claim professionals that can help you through the process with as little stress as possible. Insurance claims can be confusing and stressful, let us help you get your home taken care of. Schedule an appointment with our team today.